| How much can I borrow? |
Find out how much you can expect to borrow for a home based on your current salary and existing financial commitments.
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| Where can I buy? |
This calculator is an extension of the Borrowing Power Calculator. The first step determines your borrowing capacity based on your current salary and expenses. Then you can add your deposit to find out what postcodes offer you affordable properties around Australia. Property information used in the calculator is provided by Residex.
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| What will my repayments be? |
Work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.
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| Extra Repayments Simulator |
Calculate how much you can save in interest and/or shorten your loan term by making additional repayments over and above your current monthly repayment.
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Lump Sum Repayments
Simulator |
Calculate how much you can save in interest and/or shorten your loan term by making a one-off lump sum repayment on top of your current monthly repayment.
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| Term Deposit Calculator |
Calculate the total accumulated balance and interest components in a term deposit account in respect of the parameters entered, namely initial deposit amount, interest rate (per annum) and investment term (months). The accumulated balance and interest components are provided on two interest-paying bases, namely annually and monthly.
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| Split Loan Simulator |
Splitting your home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that we can't predict. Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios.
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| Loan Comparison Calculator |
Calculate the total amounts payable under two alternative loans and then provides the comparative amount saved by using the lower cost loan. The two loans allow for the entry of different expense amounts, both initial and ongoing (either monthly, fortnightly or weekly frequency as entered). In addition, the two loans allow for the entry of different introductory interest rates and terms, with different ongoing interest rates for the balance of the loan term. The calculation is done based on a monthly repayment frequency, in respect of the common loan parameters entered, namely amount and total term in years.
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| Stamp Duty Calculator |
Work out how much stamp duty will be payable on the purchase of your new home.
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| Savings Plan Simulator |
Set yourself a savings goal and project how much you can accumulate over time from an initial contribution and regular ongoing deposits.
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| Credit Card Repayments |
This calculator allows you to compare different scenarios to see how long it will take to pay off your credit card by paying the minimum repayment or how much time and interest you would save if you were to make higher repayments.
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| Budget Planner |
Calculate the amount of funds you have once your expenses are taken away from your income.
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| Income Tax Calculator |
Calculate the amount of funds you have once your expenses are taken away from your income.
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| Principal & Interest Repayment Calculator |
Work out what your minimum loan repayment would be for any borrowed amount based on a Principal & Interest repayment type.
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| Home Loan Key Fact Sheet |
The key facts sheet is provided to help you compare Pioneer's loans with the home loan of other lenders.
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