Pioneer Mortgage Services

Specialist Loans

Pioneer's Specialist term loans are suitable for those borrowers who do not meet the traditional lending criteria.

Ideally suited to those borrowers who may have had credit issues in the past and who need a second chance at obtaining a home loan.

How Pioneer's Specialist loans can work for you:

LVR up to 90%. Our Specialist Term Loan allows you to borrow up to 90% of your property value. The maximum LVR can be reduced depending on the credit impairment history.
Lo Doc loans available up to 85% LVR. ABN required for minimum 6 months. Additional supporting documents may be required.
Adverse Credit Considered. We appreciate that unforeseen circumstances can happen which may lead to credit impairment. Our Specialist Term Loan provides borrowers with the opportunity for a fresh start even though they may have had credit blemishes in the past.
No Mortgage Insurance. Clients pay a Lenders Risk Fee in lieu of conventional lenders mortgage insurance.
Traditional features of a standard term loan. You don’t have to sacrifice the usual features of a term loan when obtaining a Specialist Term Loan from Pioneer. The Specialist Term Loan still offers borrowers with added flexibility like redraw, phone & internet banking, split loan facility & dynamic repayments.